Would you like to buy a car but you do not have the entire purchase amount in your account? Then you can choose to take out a car loan with us! Our experts ensure that you take out a form of credit that best fits your spending objective and spending pattern. So that you can fully enjoy your purchase!
What type of car loan suits you?
Most people opt for a personal loan with a maximum duration of 60 months for car financing. That duration depends on the duration of use of the car: it lasts an average of x number of years (without problems). The advantage of such a personal loan is that you receive the entire amount in one go to purchase the car. But a revolving credit is also an option. With such a revolving credit you can withdraw money that you have repaid. This is useful if, for example, you not only want to buy that car, but perhaps also want to renovate your house and have money in hand for the first major turn of your car or for changing the tires. A revolving credit can also be advantageous if you want a relatively low monthly charge whereby you can determine yourself when and how much you will repay (without penalty).
Why do you usually opt for a personal loan with a car loan? Suppose you buy a car with the help of a revolving credit with a relatively low monthly installment. Sounds good! But after two years, your car will become a total loss through no fault of your own and you will not be reimbursed the costs (in full). Then you still have a car loan, but you cannot use the car in question. With a personal loan you can adjust the duration and monthly installment to the expected duration of use of the car. The depreciation of the car thus remains broadly the same as the decrease in the loan balance.
Do you want to have your possible car loan calculated?
We can help you with that! Select the amount of your desired loan amount below (for example the purchase of the car, plus the first maintenance and insurance costs) and the duration. Based on your personal information, a bank will link an interest rate to this. With the interest rate, the loan amount and the term, our adviser will let you know within a few working days what your monthly payment will be. This is related to the form of financing – a personal loan or a revolving credit.